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CULTIVATING FINANCIAL STABILITY
Strong roots. Smarter decisions.
NMLS #2219066 | CA DRE 02392715
Pleased to meet you!
Brynn Locke
Cultivating financial stability starts with clear guidance and the confidence to make strong, informed decisions. I bring a grounded, growth‑minded approach to the mortgage process, with a steady, encouraging voice. Together, we will build the kind of financial roots that support long‑term strength and homeownership success.
NMLS #1566096
CA DRE #02022356
Currently licensed in: Alabama, Arizona, Arkansas, Colorado, Florida, Iowa, Kansas, Kentucky, Maine, Minnesota, Missouri, Nebraska, North Dakota, Oklahoma, Pennsylvania, South Dakota, Tennessee, Texas, Virginia, Washington, Wyoming
Mortgage Process (simplified)
33.3%
Coaching / cheerleading / winning
33.3%
The right ingredients
33.3%
Tending your garden
Let's do this!
Step 1: How do you prefer to communicate?
Step 2: I'll present best-fit scenarios to accomplish your goals (purchase, refinance, non-QM, HELOC/HELoan)
Step 3: Support you in the process along the way. Have questions?
We love to talk!
Step 4: Life changes? Market changes? We got you.
Our Commitment (bountiful baskets!)
Taking control of your finances and using your home to restructure "Life" does not have to be painful or difficult. It is just about finding someone you can actually work with. I work with over 170 lenders so you don't have to.
Don't discount your situation because the big retail banks said "no". Get motivated, let's find alternatives, and let your home allow you to grow. Let's get a plan.
What are you doing about it now?
Where will you be in 6 months, 1 year if you don't take action?
Walk me through your monthly financial maintenance.
What are your financial needs?
HELOC/HELoan
Why work with me and other
bits 'n' baubles:
Real Experience: Thousands of families assisted
Mom-wisdom: Every client deserves to be heard and their situation respected.
Proven Results: Clients drastically improved their financial picture
short-term and long-term
How long does this take?
HELOCs can fund in as little as 5 days; traditional loans typically fund in about 3-4 weeks and specialty/non-QM or investment loans may take 3-5 weeks.
What are the current rates?
There is not a one-size fits all answer to this most frequently asked question! Since I work on the wholesale side with lenders, we have the best pricing available.
Credit not where you want it?
With FinWallet you can check your credit score, track your home's equity, be informed about your property's value in the current market, jumpstart owning a home, make smart financial decisions.
Garden gnomes are the best gardening cheerleaders!
